Stripe (Card Payments)

The Stripe gateway in CLIENTXCMS corresponds to the integration of the world-leading American payment solution that allows your customers to pay for their orders with their credit card via one of the most advanced platforms on the market.
The objective is clear: offer the most sophisticated card payment experience with advanced management tools and proven reliability. A well-configured Stripe system allows your customers to pay with exceptional fluidity while giving you access to the best analytics and management tools on the market.

The Stripe gateway can be fully customized: display name, minimum amount, test/live mode, API keys, webhooks, etc.

You can configure Stripe from:

Settings > Store Settings > Stripe

Tip

Stripe is considered the Rolls-Royce of payment gateways with cutting-edge technology, exceptional tools, and an unmatched global reputation.

Why choose Stripe?

Stripe represents technological excellence in online payments, used by millions of businesses worldwide, from startups to the largest international corporations.

Integrating Stripe allows you to:

• Benefit from the world's most advanced payment technology
• Access the best analytics and reporting tools on the market
• Enjoy an exceptionally smooth user interface
• Use advanced features (subscriptions, deferred payments, etc.)
• Guarantee maximum security with the latest innovations
• Rely on an ultra-reliable global infrastructure

Tip

Stripe is like the Ferrari of payments 🏎️ — maximum performance, cutting-edge technology, and international prestige. It's the choice of businesses that want no compromise on quality.

System Operation

Cutting-Edge Payment Process

Payment via Stripe follows an ultra-optimized process:

1. Stripe Selection: The customer chooses "Card Payment" (Stripe)
2. Premium Interface: Redirect to ultra-modern Stripe interface
3. Optimized Entry: Smart form with auto-completion
4. Instant Validation: Real-time data verification
5. Smart 3D Secure: Adaptive authentication based on risk
6. Ultra-Fast Confirmation: Instant payment processing
7. Advanced Webhooks: Secure and detailed notifications
8. Seamless Return: Perfect integration with your store

Stripe Technical Excellence

Advantage	Description
Global Performance	Infrastructure distributed worldwide
AI Anti-Fraud	Advanced machine learning to detect fraud
Adaptive Interface	UX that adapts according to device and context
99.99% Reliability	Exceptional uptime with maximum redundancy

Gateway Configuration

Essential Parameters

Gateway Name | (text)

Use "Secure Payment" or "Credit Card" to highlight Stripe's security.

Minimum Amount | (amount)

Stripe imposes no minimum. Configure according to your strategy (€0 or €1 minimum).

Status | (dropdown menu)

Keep on "Active" to offer the best payment experience.

Operating Mode | (Test/Live)

• Test Mode: Tests with Stripe sandbox environment
• Live Mode: Production with real transactions

Recommended Configuration

For Stripe:

• Name: "Secure Payment" or "Credit Card"
• Minimum Amount: €1
• Status: Active
• Mode: Live (after complete testing)

API Credentials Retrieval

Stripe Dashboard Access

To configure Stripe, you need to retrieve your API keys from your account:

1. Log in to your Stripe dashboard
2. Go to the "Developers" section
3. Click on "API Keys"

Creating API Keys

4. Create a new key if needed:

Stripe Key Types

Stripe uses two types of keys to secure integrations:

Public Key | (pk_...)

• Used client-side to initiate payments
• Can be safely exposed publicly
• Starts with pk_test_ (test) or pk_live_ (live)

Secret Key | (sk_...)

• Used server-side for critical operations
• Must remain absolutely confidential
• Starts with sk_test_ (test) or sk_live_ (live)

5. Copy your keys (public and secret)
6. Paste them in the corresponding CLIENTXCMS fields

Critical Security

The Stripe secret key must never be publicly exposed. It gives full access to your account and payments. Store it ultra-securely.

Webhook Configuration

Webhook Importance

Stripe webhooks are essential to receive real-time payment notifications and guarantee perfect synchronization between Stripe and your store.

Step-by-Step Configuration

1. In your Stripe dashboard, go to "Webhooks"
2. Click "Add an endpoint"

3. Configure the endpoint with the following parameters:

Parameter	Value
Endpoint URL	https://your-domain.com/gateways/stripe/notification
Description	CLIENTXCMS payment notifications
Listen	Payment events
API Version	2023-10-16 (or recommended version)
Events	checkout.session.completed

4. Retrieve the webhook secret key:

5. Copy this secret key into the CLIENTXCMS webhook field

Recommended Events

For a complete integration, also add:

• payment_intent.succeeded
• payment_intent.payment_failed
• invoice.payment_succeeded (for subscriptions)

Operating Modes

Test Mode (Sandbox)

Stripe test mode offers a complete environment to:

• Test all features without real money
• Simulate different scenarios with specialized test cards
• Validate webhooks and integrations
• Train your teams safely

Stripe Test Cards:

• 4242424242424242: Successful Visa
• 4000000000000002: Declined card
• 4000002500003155: 3D Secure authentication required

Live Mode (Production)

Live mode activates all of Stripe's power:

• Real payments with real money
• Advanced analytics and detailed reports
• Professional management tools
• Premium Stripe support

Advice

Test exhaustively all your journeys in test mode before going to production. Stripe offers very advanced simulation tools.

Advanced Features

Stripe Dashboard

The Stripe dashboard gives you access to:

Feature	Description
Real-time Analytics	Detailed metrics on your payments
Customer Management	Integrated customer database
Fraud Detection	Advanced AI with risk scoring
Automatic Reports	Accounting and tax exports

Growth Tools

Stripe offers unique tools:

• Stripe Radar: AI-powered anti-fraud protection
• Stripe Sigma: Advanced analytics with SQL
• Stripe Atlas: International company creation
• Stripe Capital: Revenue-based financing

Security and Compliance

Security Standards

Stripe meets all the most demanding standards:

• PCI-DSS Level 1: Maximum certification
• SOC 1 and SOC 2: Compliance audits
• GDPR Compliant: European compliance
• ISO 27001: IT security

Protection Technologies

• AES-256 encryption for all data
• TLS 1.2+ for all communications
• Advanced tokenization of cards
• Machine Learning for fraud detection

Stripe Pricing

Pricing Structure

Stripe offers clear pricing:

• European cards: 1.4% + €0.25
• Non-European cards: 2.9% + €0.25
• American Express: Special rates
• Failed payments: No fees

Pricing Advantages

Advantage	Description
No fixed fees	Only commissions on transactions
Volume discounts	Reductions based on volume
No hidden fees	Total pricing transparency
Clear billing	Detailed fee reports

Remember

Stripe represents absolute excellence in card payments with unmatched technology, exceptional tools, and legendary reliability. It's the premium choice for demanding businesses.